Am I the only person out there who isn’t saving any money? A financial advisor came to see me the other day and suggested we put away some cash every month for our future. “Even if it’s only 500 pounds a month”.
Only 500 pounds?? I almost fell off my chair. We’d be lucky to have 5 pounds a month left over. So I started to try to work out where we could cut corners.
As I write Leo is learning to play the piano. We spend hundreds of pounds a year on their “activities” which include golf, tennis, ballet, musical theatre, football and guitar. The music lessons are by far the most expensive. So far all Leo really does is play Old McDonald had a farm over and over and over again. But I’m sure things will improve.
Playing the piano is one the things I always wish I could do. In fact in England I even started having lessons. I never got to the giddy heights of Old McDo but I loved it.
So what else? Well, there are life’s little luxuries like Laura Mercier Primer, matching underwear and manicures. Can I do without them? No, obviously not. What about Rupert’s golf lessons? Those we can definitely do without, he’s good enough at golf. If he gets too good at he’ll beat his boss, then he’ll never get a pay rise and we’ll never start saving.
Copyright: Helena Frith Powell 2009